Banks don't file reports with the GAO, which is the internal auditor of the U.S. federal government that audits government financials. FinCEN reports aren't re

Banks don't file reports with the GAO, which is the internal auditor of the U.S. federal government that audits government financials. FinCEN reports aren't related to bank failures, they're related to money laundering and other financial crimes. FinCEN means "Financial Crimes Enforcement Network." Banks file these reports because a number of financial crimes require the use of bank services. And most agency personnel would outcompete you in an adversarial at-will employment world. They work for the government, for less pay, because they want to, not because they need to.