That is fair enough (and what the article is referring to as well). Personally I'd rather make 150k and have about 90k in my pockets than to make 100k and have

That is fair enough (and what the article is referring to as well). Personally I'd rather make 150k and have about 90k in my pockets than to make 100k and have 66k in my pocket. Especially if a shitty 2 bedroom apartment costs 500k to buy.