If there's legal action, it makes sense that that would need to be resolved first before CFPB and the like would be able to do anything. Until some type of noti

If there's legal action, it makes sense that that would need to be resolved first before CFPB and the like would be able to do anything. Until some type of notice/explanation has arrived though, if the OP can't think of any legal reason for this, it shouldn't hurt to seek assistance from them and have them investigate what's going on.