> Steam and Amazon do the same thing - get hacked and get charged for some items, if you dispute the Steam charge you lose your $5000 account, that's not a fai

> Steam and Amazon do the same thing - get hacked and get charged for some items, if you dispute the Steam charge you lose your $5000 account, that's not a fair playing field and effectively negates the protection offered by credit card networks. As far as I know, you won't actually lose your account if you perform a chargeback against Steam, but the account does get restricted in a number of ways, preventing further purchases, access to community features (including trading), multiplayer on VAT enabled serves, and more. The official documentation does not list the specific restrictions [0], but the (fairly old) screenshot in this thread does [1]. Moreover, the restrictions seem to temporary in some cases, even without the account holder reverting the charge-back [2]. Both sources are old, but I don't recall hearing of any changes in this regard, nor could I find anything in that vein. [0] https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2 https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22... [1] https://www.reddit.com/r/Steam/comments/2inknm/help_steam_restricted_due_to_chargebacks_but_it/ https://www.reddit.com/r/Steam/comments/2inknm/help_steam_re... [2] https://www.reddit.com/r/Steam/comments/2qa7fx/visa_has_charged_back_a_recent_transaction_help/ https://www.reddit.com/r/Steam/comments/2qa7fx/visa_has_char...