I'm 50/50 on this. Obviously we can't risk the health of our economy on the next bank run. On the other hand, even a big business keeping that much money in a s

I'm 50/50 on this. Obviously we can't risk the health of our economy on the next bank run. On the other hand, even a big business keeping that much money in a single bank account is ridiculous - there should be some sort of incentive against hoarding that much money. I say scrap the limit - but don't make everyone pay the FDIC insurance. Actually make the big accounts do the lion's share of insurance payments to the FDIC.