If you have more than $250,000 in cash, keeping it in checking accounts is just dumb. Open a TreasuryDirect account and start buying T-bills... they're paying 5

If you have more than $250,000 in cash, keeping it in checking accounts is just dumb. Open a TreasuryDirect account and start buying T-bills... they're paying 5% right now, way more than a checking account.