4 ms·

They weren't getting refunded because kids were genuinely using their parents' credit cards. Parents are alleging fraud to the cc companies, but not reporting

by LanceH 4y ago

They weren't getting refunded because kids were genuinely using their parents' credit cards. Parents are alleging fraud to the cc companies, but not reporting this as fraud legally.

ClumsyPilot 4y ago
> Parents are alleging fraud to the cc companies, but not reporting this as fraud legally. Just so we are on the same page, is the issue that they are not calling the police and saying "my kid has used my creditcard, could you prosecute them for fraud?"
- LanceH 4y ago
  That's what's really happening, right? Parents have handed over their credit cards and are having some misgivings about the purchases their children are making. Have you met children? They don't need dark patterns to make bad decisions. > The company also made it easy for children to make purchases while playing Fortnite without requiring any parental consent. So the kids had their parent's credit card on file for a free to play game and this is Epic's fault? Wouldn't having their credit card on file to buy anything they want be consent at some level? The same level of consent as any other online shop? The only reason for the settlement is that this is one of those "cost of doing business" fines for Epic. They are out of this for a relatively small amount of money, and the FTC gets a "win" out of it. Oh, so yes to your question.
  - ClumsyPilot 4y ago
    > Have you met children? They don't need dark patterns to make bad decisions Exactly, thats why you are not allowed to sell them alcohol, drugs and worst of all, financial products like loans. > That's what's really happening, right? Parents have handed over their credit cards and are having some misgivings about the purchases their children are making Children below age of criminal responsibility can't be prosecuted. What exactly are you trying to accomplish?

4 ms·

They weren't getting refunded because kids were genuinely using their parents' credit cards. Parents are alleging fraud to the cc companies, but not reporting

by LanceH 4y ago

They weren't getting refunded because kids were genuinely using their parents' credit cards. Parents are alleging fraud to the cc companies, but not reporting this as fraud legally.

ClumsyPilot 4y ago
> Parents are alleging fraud to the cc companies, but not reporting this as fraud legally. Just so we are on the same page, is the issue that they are not calling the police and saying "my kid has used my creditcard, could you prosecute them for fraud?"
- LanceH 4y ago
  That's what's really happening, right? Parents have handed over their credit cards and are having some misgivings about the purchases their children are making. Have you met children? They don't need dark patterns to make bad decisions. > The company also made it easy for children to make purchases while playing Fortnite without requiring any parental consent. So the kids had their parent's credit card on file for a free to play game and this is Epic's fault? Wouldn't having their credit card on file to buy anything they want be consent at some level? The same level of consent as any other online shop? The only reason for the settlement is that this is one of those "cost of doing business" fines for Epic. They are out of this for a relatively small amount of money, and the FTC gets a "win" out of it. Oh, so yes to your question.
  - ClumsyPilot 4y ago
    > Have you met children? They don't need dark patterns to make bad decisions Exactly, thats why you are not allowed to sell them alcohol, drugs and worst of all, financial products like loans. > That's what's really happening, right? Parents have handed over their credit cards and are having some misgivings about the purchases their children are making Children below age of criminal responsibility can't be prosecuted. What exactly are you trying to accomplish?