I tried to buy a used bike in a new city and the guy wouldn't accept anything except Zelle. I had cash, Venmo, Apple Pay, but nope, this guy was hell-bent on Ze

I tried to buy a used bike in a new city and the guy wouldn't accept anything except Zelle. I had cash, Venmo, Apple Pay, but nope, this guy was hell-bent on Zelle. When I explained to him that I don't have Zelle and wouldn't create one for a $200 bike, he started to think I was a conspiracy theorist. Zelle has done a great job of creating an image of trust and people equate it to using a credit card without fees.