> They spend on a credit card That's a great idea. And it's easier than ever, now -- at least in my experience. For a while I still had to use bill pay or de

> They spend on a credit card That's a great idea. And it's easier than ever, now -- at least in my experience. For a while I still had to use bill pay or debit for some of my utilities, but now even those all take credit card. I do it for convenience and the rewards (and because the last time my wife used her debit card it got skimmed), but the result is the same -- 100% of my own spending is on my credit card now. This would work great for my own mother if she gets to a point where I doubt her ability to resist con artists.