Your insurance company is re-insured. Reinsurance is a business in its own. So your insurer will be able to meet their obligations. If not, then it is so bad

Your insurance company is re-insured. Reinsurance is a business in its own. So your insurer will be able to meet their obligations. If not, then it is so bad that it is societal. And then we all have an interest in having it resolved no matter what.