> Depositors are not investors in a bank. You're saying that like only investors should be exposed to risk. Everything you do has an implied risk. If I buy a

> Depositors are not investors in a bank. You're saying that like only investors should be exposed to risk. Everything you do has an implied risk. If I buy a house I am not an investor. Yet if it gets destroyed and I don't have insurance the government won't make me whole again. Why should big bank depositors be protected when home owners, farmers, cancer patients, &c are not? They are not investors either.