How the fck is this possible in US? Try similar things in EU and you would have police commando waiting for you in wrecked offices. Because this would be viewed

How the fck is this possible in US? Try similar things in EU and you would have police commando waiting for you in wrecked offices. Because this would be viewed as major fraudulent activity. No reporting, no nothing. Also why some random guy in random small branch is responsible for money on the account? Here, nobody cares. You close the account, ok no problem see ya.