> Is there a good reason for this other than if you're about to buy a house or something? Liquidity. FDIC insurance upto $250k. Of course, you don't want to pu

> Is there a good reason for this other than if you're about to buy a house or something? Liquidity. FDIC insurance upto $250k. Of course, you don't want to put a big chunk of your money into a bank like this, but $100k is not a "big chunk of your money" to a lot of people, in relative terms. I'm assuming your sentiment applies to HYSAs as well, which is the better place for this kind of thing.