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I’ve always been shocked by how non-fungible branches of huge national banks are. “We can’t give you a megabuck of cash because we don’t keep that much in the

I’ve always been shocked by how non-fungible branches of huge national banks are. “We can’t give you a megabuck of cash because we don’t keep that much in the vault” would make sense, but “we can’t write a cashiers check for a megabuck because something about this branch” is bonkers. I keep a BofA account and every once in a while it somehow matters what branch I opened it in 15 years ago.

rwmj 4y ago
On the very rare occasions when I get a paper cheque, I still have to send it (thankfully, by post) to the branch where I opened the account nearly 50 years ago. This is at a reasonably large national bank, now owned by a huge international bank. It's pretty weird. Also I'm fairly sure they just scan it in to their computer, which I could do myself if the bank offered a functional app. The postscript to this is the bank has been closing branches left and right, so I imagine one day they'll close "mine" and then I don't know what I'll do with cheques. Hopefully they'll have finally died out by then.