I wonder if this would have gone differently if the author had originally opened business account with the local teacher's credit union. That could have really

I wonder if this would have gone differently if the author had originally opened business account with the local teacher's credit union. That could have really been interesting to see how the account manager handled his account. And @jmillikin's comment about the author being used to treating banking as an anonymous store for cash and executor of transactions vs how they have traditionally worked is spot on.