> the amount the cashier's check is made out for has to be available at that local branch (or, whichever branch issues it). And, well, local branches I guess d

> the amount the cashier's check is made out for has to be available at that local branch (or, whichever branch issues it). And, well, local branches I guess don't usually have $1M cash lying around. Or, if they do, its not enough to cover other business activities for the day so they're not willing to part with it. I guess a flight to New York is worth it.