The depositors in SVB were not only not normal depositors, but should have know about the insurance cap and behaved accordingly. Instead, we've emptied the FDIC

The depositors in SVB were not only not normal depositors, but should have know about the insurance cap and behaved accordingly. Instead, we've emptied the FDIC insurance fund on a bunch of people who should have known better, so if shit goes south, normal depositors are unlikely to get the same consideration. So once again, different treatment for different people, stratified by social class.