I'd say it suggests that the banks that were most succesful in growing and attracting depositors were the ones with the best customer service overall. Problem

I'd say it suggests that the banks that were most succesful in growing and attracting depositors were the ones with the best customer service overall. Problem is, those are also the most finicky, nitpicking customers in the market, and they will bail faster than you can do an equity raise... Does anyone believe another bank would have collapsed as quickly, even with the same MBS portfolio and impaired loans..if it was composed by a random assortment of customers vs highly networked small opcos + their investors ?