We're talking about a BANK here -- state & federally regulated, licensed, accredited -- not some equity investment. Bank depositors should not have to vet a ris

We're talking about a BANK here -- state & federally regulated, licensed, accredited -- not some equity investment. Bank depositors should not have to vet a risk profile before opening an account. Do you know the primary risks of the banks you do business with? Which industries they make the most loans to? What investments they've made? Do they hold the minimum deposit reserves, or more?