My initial reaction to a nationalized CRA is that I’m not 100% sure I trust my government to decide what services I’m eligible for in society. I don’t trust it

My initial reaction to a nationalized CRA is that I’m not 100% sure I trust my government to decide what services I’m eligible for in society. I don’t trust it to not start merging over with the surveillance and police state. Imagine your cell phone pinging a nearby tower during a protest and losing the ability to open a line of credit.