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There's no limit on the outrage one can feel about that, the worst being the absolute absence of accountability from these credit bureaus, and the lack of recou

There's no limit on the outrage one can feel about that, the worst being the absolute absence of accountability from these credit bureaus, and the lack of recourse against these. They carry on handling your data like it's theirs, occasionally giving your social identity to hackers without so much as a "woopsy". You can't just switch, and you need them if you ever want to do something super crazy like buying a house, a car, or background check for a job. You know for a fact that nothing will ever happen to them until society crumbles altogether. It's hard feeling so powerless.

htag 4y ago
Buying a house/car or getting a job is something that happens everyday without anyone consulting Experian. If you don't like Experian then don't do business with people that use Experian.
- tristor 4y ago
  > If you don't like Experian then don't do business with people that use Experian. Yeah… that’s not how that works. Generally: 1. You have no idea in advance what credit reporting agencies the lender or employer will use. 2. Even if you know, you’re now fighting two kafkaesque bureaucracies at once instead of just one. Enjoy that. 3. The consequences are life-altering. 4. For mortgages it’s often required to query all three credit reporting agencies. 5. If you make known your issue, most lenders take it as a sign you aren’t credit-worthy 6. All three agencies are huge sacks of shit. There’s no ethical reason to object to Experian but not to the others. They’re all utterly horrid in effectively every aspect. 7. It is literally impossible to opt out of your information being stored and disseminated by the credit reporting agencies, and their business is legally protected.