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All of the credit rating agencies suck. But that being said, Experian is the only one that actually matters. And none of the free credit monitoring services hav
by ramesh31 4y ago
All of the credit rating agencies suck. But that being said, Experian is the only one that actually matters. And none of the free credit monitoring services have their data. IMHO their app is a necessary evil to know where your credit truly stands, and I don't mind using it for that.
- nerpderp82 4y ago> Experian is the only one that actually matters. Why?
- deleted 4y ago[deleted]
- ramesh31 4y ago>Why? It's what practically all major lenders look at. Some of the lower tier credit card issuers will look at Transunion/Equifax, as well as landlords etc. because they're cheaper to pull. But anything serious like a mortgage or personal loan comes down to your Experian score.