2 ms·
Whenever money is involved, invert Hanlon's razor. High prior on malice, low prior on ineptutide. Some well-meaning team of data scientists might have produced
by nerdponx 4y ago
Whenever money is involved, invert Hanlon's razor. High prior on malice, low prior on ineptutide.
Some well-meaning team of data scientists might have produced this model originally. But its employment in this manner cannot be assumed to be anything other than malfeasance, except in the face of significant evidence to the contrary.
- bandofthehawk 4y agoI think it's just a simple profit motive. If the insurers can minimize the amount of care while also minimizing the risk of getting sued, why wouldn't they do that? The algorithm/rules can be tweaked to minimize costs while protecting themselves from lawsuits when the algorithm "accidentally" drops coverage for someone who still needs it, as described by the examples in the article.
- nerdponx 4y agoThat sounds like malfeasance to me!