Regulation should exist to limit or eliminate the risk of Americans having to pay to cover for bad executive decision making. The whole point of laws and regula

Regulation should exist to limit or eliminate the risk of Americans having to pay to cover for bad executive decision making. The whole point of laws and regulations are to protect people and their interests. It is in the public interest to have a stable banking system, and it's also in the public interest to not have to pay premiums for deposit insurance (which we all currently do)