But would the government run solution sacrifice personal freedom? After all, when you socialize costs, you get free rider problems. Will I have to pay more if

But would the government run solution sacrifice personal freedom? After all, when you socialize costs, you get free rider problems. Will I have to pay more if I'm obese? Can I get cut off the system for not taking a vaccine? I'm hesitant to make the government a partner in my personal choices regarding diet, recreational fun like hang gliding, lifestyle choices, etc.