I don't think Mercury pays any interest on their regular checking or savings accounts. They offer treasury accounts that you can move money to and buy securiti

I don't think Mercury pays any interest on their regular checking or savings accounts. They offer treasury accounts that you can move money to and buy securities if you want yield. So I don't think they have too much risk as far as interest on deposits. But what worries me, as a small business owner that has been using and loving Mercury for a few years now is that they offer free domestic and international wire transfers and I worry that they might start charging for that. It is the first bank I have had that did free international wires and I actually use that frequently. My last bank charged $85 and I literally had to fax a signed form to them to get it done. The thing I don't know is if there is a per transaction fee that the banks pay. I assumed that there is and that Mercury was just eating the cost as a marketing expense.