The average credit score in the US was 711[1] in 2020. It is highly unlikely the distribution is different for these 3 million house holds vs. the population th

The average credit score in the US was 711[1] in 2020. It is highly unlikely the distribution is different for these 3 million house holds vs. the population that it's even worth discussing as a contributing factor unless you have some other information we're missing (I'd wager people making 150K as a holdhouse probably have better credit rating than the general population if anything). 1 - https://www.valuepenguin.com/average-credit-score https://www.valuepenguin.com/average-credit-score