If you will have less than $250,000 in the account for the foreseeable future or don't mind splitting your money, you have a lot more options. We chose FirstIB

If you will have less than $250,000 in the account for the foreseeable future or don't mind splitting your money, you have a lot more options. We chose FirstIB for their free outgoing ACH. At the time, they also offered higher interest rates than the larger banks.