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> "the answer will almost certainly be far more stringent regulation on small banks" And that regulation won't look kindly on lending to anything new, differen
by chernevik 4y ago
> "the answer will almost certainly be far more stringent regulation on small banks"
And that regulation won't look kindly on lending to anything new, different or weird.
A lending model like SVB's won't be supported by regulators.
- coldtea 4y agoThey can always still lend on useful, productive, and with a chance of success, rather than using cheap QE VC money for BS business ideas...
- chernevik 4y agoThe point is that if you make a bureaucracy responsible for 100% of deposits it will be very risk averse in the loans it will let a bank make.