> 1. Become super-risky and extract value as soon as possible through dividends and bonuses. Depositors are covered either way. Depositor risk has never been a

> 1. Become super-risky and extract value as soon as possible through dividends and bonuses. Depositors are covered either way. Depositor risk has never been a consideration of the bank except as far as it relates to the banks ability to grow shareholder value (if investors are wiped out, the bank doesn’t give a shit whether depositors are also wiped out) > The banking system has lost the risk side of things, and it is now a 100% regulated industry. We could remove the banks and have everyone deal with the Fed instead. Strongly agree tbh. There’s social reasons why it won’t happen but I’d much prefer this