This is tied to why the internationally accepted standards view some kinds of assets as riskier than others, and some kinds of deposits as also riskier than oth

This is tied to why the internationally accepted standards view some kinds of assets as riskier than others, and some kinds of deposits as also riskier than others. In particular corporate deposits are considered riskier because they are more likely to disappear in a run on the bank. Those standards only apply to our largest banks. But had they been applied, this disaster would not have happened. See https://www.ft.com/content/c95e7708-b903-405d-a017-963844eb3dc3 https://www.ft.com/content/c95e7708-b903-405d-a017-963844eb3... for more.