I'm not saying that the rules are reasonable -- I am just saying that is how it works. You don't get to change the rules of the game even if you have a good arg

I'm not saying that the rules are reasonable -- I am just saying that is how it works. You don't get to change the rules of the game even if you have a good argument, which is what is essentially happening now. At the end of the day, YOU are responsible for your money and the bank you entrust it to -- no one else. YOU are responsible for putting your money in the bank that failed -- no one else. Even more so -- you are responsible for putting money in over the insured limit. You took that risk. It is hard to have sympathy for a company like Roku in this situation. I also imagine that if some of these massive deposits were spread out it would create for a healthier environment where smaller banks could compete better. Fair? Where will the money come from -- the tax payers? Other depositors ? That is not a fair outcome.