Everyone withdrawing their money ASAP is what caused the solvency problem. There's a big difference between warning people of a problem and encouraging them to

Everyone withdrawing their money ASAP is what caused the solvency problem. There's a big difference between warning people of a problem and encouraging them to behave in a way that creates it. No bank could survive this kind of run. See https://en.wikipedia.org/wiki/Bank_run https://en.wikipedia.org/wiki/Bank_run