It does have a fund of money to cover such losses, but the document also says: > Any losses to the Deposit Insurance Fund to support uninsured depositors will

It does have a fund of money to cover such losses, but the document also says: > Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law. So banks are going to have to cough up extra money beyond their normal FDIC premiums for this. But it's not like those costs will be passed on to customers, right? /s