Uninsured assets are what they sound like: uninsured. That's why companies typically hold a minimum amount of their assets as cash, and the cash they do hold is

Uninsured assets are what they sound like: uninsured. That's why companies typically hold a minimum amount of their assets as cash, and the cash they do hold isn't typically concentrated in one place. Credit risk is a huge aspect of financial management. If you don't manage risk you get losses. The "small business" sympathy campaign is typical of situations like these (pretty much touted in every bank failure) to justify public spending for private losses. The public doesn't get profit from company risk (particularly for tax dodging/low employment tech companies), it should not be expected to take the losses.