I think your comment is agreeing with what the parent said. If you did it for a $400b portfolio that was only a component of the bank, it was a large bank. Hir

I think your comment is agreeing with what the parent said. If you did it for a $400b portfolio that was only a component of the bank, it was a large bank. Hiring a team of 5, paying a $100k/year software license, etc are big barriers when you’re a small regional bank with $30 million in deposits.