I want an equal seat at the table so that the other players will stop exploiting me. Until and unless you get an equal seat at the table, you can't hope to get

I want an equal seat at the table so that the other players will stop exploiting me. Until and unless you get an equal seat at the table, you can't hope to get the banks to behave. I might actually still put my money in a bank after they are forced to be aligned with my incentives. You might not be aware, but anti-money-laundering means that whatever it is that's scaring you about CBDC has already been going on for years at the banks. They also get to sell your data because all of them do it. With CBDC I get to put in my bank what I don't want with the government and vice versa. They are using you as leverage because you have zero leverage on them. There are bank runs and the JP morgan stock is going up, because people have literally nowhere to flee to.