> You can make a very solid argument at the risk here is actually risk that was forced into these companies by the government. I don't think so, this is a fail

> You can make a very solid argument at the risk here is actually risk that was forced into these companies by the government. I don't think so, this is a failure of proper risk management, specifically interest rate risk. Banks, with a proper risk management system, routinely do stress tests to assess their exposure to different scenarios and hedge accordingly.