"Find 40 banks" Sadly, that's your job now. Alternatively, I could imagine more VCs from now on will stop giving out the whole round in one wire. They'll start

"Find 40 banks" Sadly, that's your job now. Alternatively, I could imagine more VCs from now on will stop giving out the whole round in one wire. They'll start wiring money only in small traunches. You'll legally have claim to the whole $10M, but will be moving to a "just in time" system so you can make payroll. Or we could raise FDIC limit, but politically, that sounds untenable right now.