I think you're wrong. 'risk' is where I invest my money somewhere I can expect to lose some/all of my investment. Placing my money into the likes of a JPM or SV

I think you're wrong. 'risk' is where I invest my money somewhere I can expect to lose some/all of my investment. Placing my money into the likes of a JPM or SVB, etc. should be RISK FREE because a) I am not investing my money and b) To recognise the fact it should be close to risk-free, I receive negligible interest on my deposit.