There hasn’t been a reason to be in Ally for at least the past year or so, they’ve been WAY behind other banks in raising their rates along with the Fed rate hi

There hasn’t been a reason to be in Ally for at least the past year or so, they’ve been WAY behind other banks in raising their rates along with the Fed rate hikes. Tons of competitors are offering 4-5% now on savings, and short-term T-Bills and money market funds are also above 4%.