I don't know whether Tether is a scam or not but something missing from those analysis is that a lot of Tether's shady behavior (e.g. commingling of funds, buyi

I don't know whether Tether is a scam or not but something missing from those analysis is that a lot of Tether's shady behavior (e.g. commingling of funds, buying dubious commercial paper, etc.) can also be explained by their difficulty in obtaining and maintaining bank accounts.