Makes sense? Why?? Why in 2023 after other similar events is this special? Accounts are insured to the specifed limit. That applies to all of us. Full stop.

Makes sense? Why?? Why in 2023 after other similar events is this special? Accounts are insured to the specifed limit. That applies to all of us. Full stop. What (read: who) makes this a special case in need of special treatment?