12/700 over 10 years is absolutely shit profit. If I go unemployed for a few months and can't pay my house [1], unfortunately there's nobody to bail me out. I'

12/700 over 10 years is absolutely shit profit. If I go unemployed for a few months and can't pay my house [1], unfortunately there's nobody to bail me out. I'll lose the house and go homeless, notwithstanding the fact that I'd be willing to pay that 1.5% interest over 10 years for a liquidity bailout for myself during those times. Unfortunately I'm not too-big-to-fail. [1] Ironically, in the downturn caused by those very same companies we're talking about.