> over 25% of the USA lives in HOA communities You actually think that 25% of the US population live in the same exact HOA? What is the singular HOA that curr

> over 25% of the USA lives in HOA communities You actually think that 25% of the US population live in the same exact HOA? What is the singular HOA that currently covers 100 million people? If 25% of the US housing market agreed to literally the exact same agreement, then yes, that would be an appropriate analogy. Is that why you thought this was an equivalent analogy? Because you actually thought that 100 million people had agreed to the same market agreement?