Actually, these discussions are pretty good. Even the SVB apologists/lapdogs are pretty mellow — silly, but making the best case they can. Lots of people lear

Actually, these discussions are pretty good. Even the SVB apologists/lapdogs are pretty mellow — silly, but making the best case they can. Lots of people learning about the FDIC, banking, stress tests, VC culture, startup funding stipulations, too-big-to-fail, etc. is not a bad thing. The most knowledgeable folks are probably up to their neck in alligators right now, and so can’t (or wouldn’t) comment. This, too, will pass. It’s just the “startup economy”, and is of primarily regional concern, just like oil and gas or ag production. If US banks have too much exposure to real estate, which is national, worse things can, and have, happened.