> That 250,000 number hasnt changed in nearly a 100 years. Maybe it isn't what we should be going off of? For what it's worth, it used to be $100K and was incr

> That 250,000 number hasnt changed in nearly a 100 years. Maybe it isn't what we should be going off of? For what it's worth, it used to be $100K and was increased to $250K in 2008. Here's a timeline: https://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corporation#Historical_insurance_limits https://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corp...