Seems like most people are reacting to this SVB situation through the lens of knowledge they got from watching The Big Short. Maybe try explaining the situation

Seems like most people are reacting to this SVB situation through the lens of knowledge they got from watching The Big Short. Maybe try explaining the situation using The Big Short as a metaphor. The strippers are the startups. The mortgage jocks who chuckle about getting strippers to sign for mortgages are Silicon Valley Bank. The CDOs themselves are treasury bonds: the fake AAA ratings are the treasury bond government-backed guarantee of 1.8% return, and the rot inside the CDOs that brings them tumbling down is the Federal Reserve rapidly hiking interest rates. The smarmy CDO seller is thus the Federal Government. There isn’t really a Mark Baum or a Michael Burry in this story as far as I can tell. If this idea sounds stupid to you, consider the empirical evidence that your current approach is exponentially more stupid - being roundly excoriated by the majority of Hacker News comments was not in your model, was it?