Hmmm. I was told a long time ago that I needed to (personally) diversify my individual risks to the financial system if I was not going to expect to be morally

Hmmm. I was told a long time ago that I needed to (personally) diversify my individual risks to the financial system if I was not going to expect to be morally culpable. The longer this list gets, the more each is morally culpable.