Let me turn this around: People to folks with student loans: "You know what you were signing up for." Why is it unreasonable to say: "You know that banks only

Let me turn this around: People to folks with student loans: "You know what you were signing up for." Why is it unreasonable to say: "You know that banks only protect up to 250K, why are you surprised? Do better next time." If its reasonable to protect the customers of the bank above what FDIC already does, then I don't wanna hear the same folks complain about loan forgiveness.